ESTABLISHING CONTROL AND DISCIPLINE
Week 1 — Mindset & Goal Setting
Understand your relationship with money; Set clear SMART financial goals (short, mid, long-term).
Week 2 — Financial Health Check
Calculate your true net worth; Implement income–expense tracking; Master the 50-30-20 budgeting rule.
Week 3 — Debt & Expense Management
Differentiate between good vs. bad debt; Choose the optimal repayment strategy (Snowball/Avalanche); Conduct a 7-day spending observation exercise.
Week 4 — Savings Discipline
Implement the "Pay Yourself First" rule (minimum 20%); Build a fully funded emergency reserve; Utilize high-yield accounts or SACCOs.
Week 5 — Income Diversification
Identify and analyze potential additional income streams; Select and begin testing one new income channel.
Week 6 — Investment Basics
Learn the fundamentals of risk, reward, and compounding; Compare traditional options (stocks, REITs, T-bills).
Week 7 — Fractional Ownership & Group Investments
Understand pooled investment models and structures; Engage in practical investor simulations.
Week 8 — Insurance & Risk Protection
Assess comprehensive insurance needs (health, life, disability, property); Develop a robust long-term risk protection plan.
MASTERING ADVANCE CAPITALIST STRATEGIES
Week 9–10 — Lending to the Government
Deep dive into Treasury Bills, Bonds, and Infrastructure Bonds; Calculate yields, returns, and understand investment timelines.
Week 11 — Forex Trade Market
Learn market mechanics and safe trading principles; Understand risk, volatility, and the necessity of caution in this industry.
Week 12 — Trending Markets
Analyze global market shifts and emerging industries; Discuss Digital Assets/Cryptocurrency with strong risk assessment and warning protocols.
Week 13–14 — Long-Term Wealth Strategy
Finalize your complete diversification framework; Establish sustainable passive income systems; Create your Lifetime Financial Blueprint and transition to independence.